Certificates of Deposit

Certificates of Deposit:
Earn a competitive interest rate on any investment over $500.00. You can choose a certificate from periods of 91 days up to five years.

  • Minimum balance of $500.00
  • All certificate terms receive a fixed competitive interest rate
  • Earnings can capitalize back to your certificate, or be deposited into a CSB account
  • Notices are sent when certificate matures
  • Can automatically renew at the current rate
  • May be pledged as collateral for a loan
  • FDIC insured
  • FREE account access with CSB online banking
  • FREE Access 24 telephone line at 888-806-4272
Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRA):
A safe way to invest your retirement funds while earning a competitive interest rate. CSB offers the Traditional, Roth and Education IRA accounts.

  • Let's you save easily for retirement and enjoy an immediate tax savings on your income tax
  • As little as $50.00 to open a IRA passbook and $500.00 for a IRA Certificate
  • Interest earned on deposits are tax deferred until withdrawals begin after age 59 1/2
  • Competitive interest rates
  • Certificates automatically renew
  • Notices are sent when the certificate matures
  • Investment is separately insured by the FDIC from participant’s other deposits
  • FREE account access with CSB online banking
  • FREE Access 24 telephone line at 888-806-4272