Certificates of Deposit

Certificates of Deposit:
Earn a competitive interest rate on any CD over $500.00. You can choose a certificate from periods of 91 days up to five years.

  • Minimum balance of $500.00
  • All certificate terms receive a fixed competitive interest rate
  • Earnings can be added back to your certificate, or be deposited into a CSB account
  • Notices are sent when certificate matures
  • Automatically renew at the current rate
  • May be pledged as collateral for a loan
  • FDIC insured
  • Account access with CSB online banking
  • Account access with CSB mobile banking
  • Access 24 telephone banking at 888-806-4272
Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRA):
A safe way to invest your retirement funds while earning a competitive interest rate. CSB offers Traditional, Roth and Education IRA accounts.

  • Let's you save easily for retirement
  • As little as $50.00 to open a IRA passbook and $500.00 for a IRA Certificate
  • For tax benefits consult a tax advisor 
  • Competitive interest rates
  • Certificates automatically renew
  • Notices are sent when the certificate matures
  • Investment is separately insured by the FDIC from participant’s other deposits
  • Account access with CSB online banking
  • Account access with CSB mobile banking
  • Access 24 telephone banking at 888-806-4272