Mortgage Loans

Our knowledgeable mortgage staff can help you buy or build your dream home. We offer long-term financing, as well as loans for lot/land purchases and interim construction. Remodel or improve your home with a home improvement loan, or save money by refinancing your home at a lower interest rate. Local decisions and local servicing allow you to meet face-to-face with our loan staff to discuss your loan, taxes, insurance and other matters important to you. We're here to help!

Mortgage Loan Products:

  • Conventional 15, 20, 30 Year Fixed Rate Mortgages.
  • Balloon Mortgages
  • Construction Loans
  • Vacant Land Loans
  • Home Equity Loans and Lines of Credit
  • Additional options are available

Equal Housing Lender

Contact a CSB Mortgage Lending Team Member Today!

Laura Penzien
Vice President
Head of Retail Lending
NMLS ID# 583143
810-395-4313
lpenzien@csbbank.com

Janet Lewis
Vice President
Mortgage Loan Officer
NMLS ID# 583139
586-784-4200
jlewis@csbbank.com

Melissa Hopkins
Assistant Vice President
Mortgage Loan Officer
NMLS ID# 983698
810-395-4313
mhopkins@csbbank.com

For current rates or assistance with any questions, please call 800-905-7392 or contact a Mortgage Loan Originator at any one of our 8 convenient Office Locations