| Commercial ProductsCheckingFree Business Checking
This economical "no fee" business checking account requires no minimum balance and has no monthly service charges or transaction fees. There are no statement or per check charges with this account. Access your account free with our CSB Bank Business Debit Card, Online banking or the Access 24 telephone line at 888-806-4272. - No minimum balance
- No monthly statement charges or transaction fee
- Monthly Statements
- Checks included in statement
- Business Debit Card available
- Free Access 24 Telephone line at 888-806-4272
- Free account access with CSB Bank online banking
Business Now Account
This is a perfect account for sole proprietors, partnerships and non-profit organizations. Our Business Now Account pays a variable interest rate, and requires no minimum balance. Access your account free with our CSB Bank online banking or Access 24 Telephone line at 888-806-4272. See our current rates online or call a Customer Service Representative at 800-905-7392 for current interest rates and service charges. - No minimum balance
- Free Access 24 telephone line at 888-806-4272
- Variable interest rate
- Monthly Statement
- Checks returned with statement
- Business Debit Card available
- Free account access with CSB Bank online banking
Commercial Checking
Good for larger businesses writing more than 100 checks per month. No minimum balance. Access your account free with our CSB Bank online banking or Access 24 Telephone line at 888-806-4272. - No minimum balance
- Free Access 24 telephone line at 888-806-4272
- Monthly Statements
- Checks returned in statement
- Business Debit Card available
- Earn a credit for each $100.00 of collected balance to offset service charges.
- Free account access with CSB Bank online banking
CSB Bank Business Debit Card
Our business debit card allows for a faster, more convenient way to make purchases, track business expenses, and manage finances. The business debit card is accepted at out-of-town locations, and has 24-Hour ATM access. Apply for yours today.
Commercial Loans
SBA (Small Business Administration) Loans
CSB Bank is an approved SBA Lender. The SBA offers a variety of loan programs for specific purposes. Take a look at the programs described below. Our experienced staff of Commercial Loan Officers is available for any questions, contact us at 800-905-7392. - 7(a) Loan Program: The 7(a) Loan Program includes financial help for businesses with special requirements. For example, funds are available for loans to businesses that handle exports to foreign countries, businesses that operate in rural areas, and for other very specific purposes.
- CDC/504 Loan Program: The CDC/504 loan program is a long-term financing tool, designed to encourage economic development within a community. The 504 Program accomplishes this by providing small businesses with long-term, fixed-rate financing to acquire major fixed assets for expansion or modernization.
- SBA Express Loans: The SBAExpress program gives small business borrowers an accelerated turnaround time for SBA's review. You will receive a response to your application within 36 hours. In addition, lower interest rates are often available to you when you apply through an Express program.
- Patriot Express Loans: The U.S. Small Business Administration has announced the SBA’s Patriot Express Pilot Loan Initiative for veterans and members of the military community wanting to establish or expand small businesses. The SBA and its resource partners are focusing additional efforts on counseling and training to augment this loan initiative, making it more accessible and easy to use.
Additional information is available at: www.sba.gov
Commercial Installment Loans
A term loan for purchases of capital goods or consolidate business debt. If you want to inquire about a Commercial Installment loan contact one of our Commercial Loan Officers for their expertise at 800-905-7392. - Business or agricultural loans for the purchase of equipment necessary in the operation of the endeavor.
- Available to creditworthy businesses, farms or individuals.
Commercial Revolving Line of Credit Loans
This loan gives your business ready access to capital for various needs such as seasonal purchases, operating expenses and working capital. Can be drawn upon and paid down unlimited times during the year. Available to creditworthy businesses, farms or individuals. Contact one of our Commercial Loan Officers at 800-905-7392. - Business or agricultural loans for the operating expenses of the business or farm.
- One-year loans with an approved maximum amount. Can be drawn upon and paid down unlimited times during the year.
- Available to creditworthy businesses, farms or individuals
- Access your account free with our CSB Bank online banking
- Free Access 24 telephone line at 888-806-4272
Commercial Mortgage Loans
A Commercial Mortgage loan could be the loan for you if your business is buying or refinancing commercial property. Contact one of our Commercial Loan Officers at 800-905-7392 to place you and your business in the right loan product. - Purchase or refinance mortgage on commercial property rather than personal residence
- Usually affords a longer-term amortization for the loan
- Available to creditworthy businesses, farms or individuals
- Access your account free with our CSB Bank online banking
- Free Access 24 telephone line at 888-806-4272
Commercial Construction Loans
Expanding your business or starting a new one, contact one of our Commercial Loan Officers at 800-905-7392 to make this experience smooth and hassle free. - Loans to businesses, farms or business/individual contractors. Use of funds can be for land development, construction of commercial or farm buildings or the construction of spec homes.
- Usually have a one-year term after which the balance is placed into a payment schedule.
- Available to creditworthy businesses, farms or individuals
- Access your account free with our CSB Bank online banking
- Free Access 24 telephone line at 888-806-4272
Commercial Straight Loans
When your business need funds for a short term for a variety of reasons call 800-905-7392 and ask for assistance from one of our Commercial Loan Officers. - Short term (3 to 6 months) loans for a variety of reasons
- Principal and interest due at maturity
- Available to creditworthy businesses, farms or individuals
- Free account access with our CSB Bank online banking
- Free Access 24 telephone line at 888-806-4272
Merchant Program
CSB Bank knows how important it is for a business to accept Credit Card transactions. That's why we have an affiliation with one of the state's leading credit card processing firms – Midwest Transaction Group (MTG). They currently accept Visa, MasterCard, Discover and American Express credit card transactions.
Contact your local CSB Bank Office or call 800-905-7392 and talk to one of our Customer Service Representative for more details and information on how to start this service. - Accepts Visa, MasterCard and Discover credit cards
- Available to creditworthy businesses
- Free account access with our CSB Bank online banking
| |
|
Equal Housing Lender
