Certificates of Deposit

Certificates of Deposit

Earn a competitive interest rate on any investment over $500.00. You can choose a certificate from periods of 91 days up to five years. The interest earned can be deposited to your CSB checking or savings, or can capitalize back to your Certificate. See our current rates online, or call 800-905-7392 and ask for a Customer Service Representative.

 

• Minimum balance of $500.00
• All certificate terms receive a fixed competitive interest rate
• Earnings can capitalize back to your certificate, or be deposited into a CSB account
• Notices are sent when certificate matures
• Can automatically renew at the current rate
• May be pledged as collateral for a loan
• FDIC insured
• Free Access 24 telephone line at 888-806-4272
• See our current rates online or call 800-905-7392 and ask for a Customer Service Representative
• Free account access with CSB Bank online banking

Individual Retirement Accounts (IRA)

A safe way to invest your retirement funds while earning a competitive interest rate. Our IRA accounts are FDIC insured. CSB offers the Traditional, Roth and Education IRA accounts. You can choose from our passbook account, or from one of our many IRA Certificates.

For current IRA rates, call 800-905-7392 and talk with one of our Customer Service Representatives.

 

• Lets you save easily for retirement and enjoy an immediate tax savings on your income tax
• As little as $50.00 to open a IRA passbook and $500.00 for a IRA Certificate
• Interest earned on deposits are tax deferred until withdrawals begin after age 59 1/2
• Competitive interest rates
• Certificates automatically renew
• Notices are sent when the certificate matures
• Investment is separately insured by the FDIC from participant's other deposits
• Free Access 24 telephone line at 888-806-4272
• See our current rates online or call 800-905-7392 and ask for a Customer Service Representative.
• Free account access with CSB Bank online banking